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Mortgage Calculator. This calculator is for demonstration purposes only. The Canadian Real Estate Association does not guarantee that all calculations are. To calculate "how much house can I afford," one rule of thumb is the 28/36 rule, which states that you shouldn't spend more than 28% of your gross monthly. Use our free mortgage affordability calculator to estimate how much house you can afford based on your monthly income, expenses and specified mortgage rate. For example, if your interest rate is 3%, then the monthly rate will look like this: /12 = n = the number of payments over the lifetime of the loan. Find out how much your monthly mortgage payment could be, based on your home's purchase price and the terms of your loan.
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